/* ===========================================================
   FairLend - Professional fintech theme
   =========================================================== */
:root{
  --teal-900:#134e4a; --teal-700:#0f766e; --teal-600:#0d9488; --teal-500:#14b8a6;
  --ink:#0f172a; --slate:#334155; --muted:#64748b; --soft:#94a3b8;
  --line:#e2e8f0; --bg:#f1f5f9; --bg-soft:#f8fafc; --white:#fff;
  --green:#16a34a; --green-bg:#dcfce7; --amber:#d97706; --amber-bg:#fef3c7;
  --blue:#2563eb;  --blue-bg:#dbeafe;  --red:#dc2626;   --red-bg:#fee2e2;
  --indigo:#4f46e5;--indigo-bg:#e0e7ff;
  --radius:14px; --radius-sm:10px;
  --shadow:0 1px 3px rgba(15,23,42,.06),0 8px 24px rgba(15,23,42,.06);
  --shadow-lg:0 12px 40px rgba(15,23,42,.12);
}

*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{
  font-family:"Segoe UI",system-ui,-apple-system,Roboto,Arial,sans-serif;
  color:var(--ink); background:var(--bg); line-height:1.55; font-size:15px;
}
a{color:var(--teal-700); text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%}
h1,h2,h3,h4{line-height:1.25; color:var(--ink); margin:0 0 .5em}
.muted{color:var(--muted)}
.center{text-align:center}
code{background:#0f172a0d;padding:2px 6px;border-radius:6px;font-size:.9em}

/* ---------- Layout ---------- */
.container{max-width:1140px;margin:0 auto;padding:0 20px}
.section{padding:64px 0}
.grid{display:grid;gap:24px}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
@media(max-width:900px){.grid-2,.grid-3,.grid-4{grid-template-columns:1fr}}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  font-weight:600;font-size:15px;border:none;cursor:pointer;
  padding:12px 22px;border-radius:var(--radius-sm);transition:.15s;
  text-decoration:none;line-height:1;
}
.btn:hover{text-decoration:none;transform:translateY(-1px)}
.btn:active{transform:translateY(0)}
.btn-primary{background:var(--teal-700);color:#fff}
.btn-primary:hover{background:var(--teal-900);color:#fff}
.btn-outline{background:transparent;border:1.5px solid var(--teal-700);color:var(--teal-700)}
.btn-outline:hover{background:var(--teal-700);color:#fff}
.btn-light{background:#fff;color:var(--teal-700);border:1px solid var(--line)}
.btn-light:hover{background:var(--bg-soft);color:var(--teal-900)}
.btn-success{background:var(--green);color:#fff}
.btn-success:hover{background:#15803d;color:#fff}
.btn-danger{background:var(--red);color:#fff}
.btn-danger:hover{background:#b91c1c;color:#fff}
.btn-block{width:100%}
.btn-sm{padding:8px 14px;font-size:13px}
.btn[disabled],.btn:disabled{opacity:.55;cursor:not-allowed;transform:none}

/* ---------- Public navbar ---------- */
.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.9);
  backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;height:68px}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;font-size:20px;color:var(--ink)}
.brand:hover{text-decoration:none;color:var(--ink)}
.logo-dot{width:26px;height:26px;border-radius:8px;
  background:linear-gradient(135deg,var(--teal-700),var(--teal-500));
  display:inline-block;box-shadow:0 4px 10px rgba(13,148,136,.4)}
.nav-links{display:flex;align-items:center;gap:26px}
.nav-links a{color:var(--slate);font-weight:500}
.nav-links a:hover{color:var(--teal-700);text-decoration:none}
.nav-toggle{display:none;background:none;border:none;font-size:24px;cursor:pointer}
@media(max-width:820px){
  .nav-links{display:none;position:absolute;top:68px;left:0;right:0;flex-direction:column;
    background:#fff;padding:18px 20px;gap:16px;border-bottom:1px solid var(--line)}
  .nav-links.open{display:flex}
  .nav-toggle{display:block}
}

/* ---------- Hero ---------- */
.hero{background:radial-gradient(1200px 500px at 80% -10%,rgba(20,184,166,.18),transparent),
  linear-gradient(180deg,#fff, var(--bg-soft));padding:72px 0 56px}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
@media(max-width:880px){.hero-grid{grid-template-columns:1fr}}
.hero h1{font-size:46px;letter-spacing:-1px;margin-bottom:18px}
.hero h1 span{color:var(--teal-700)}
.hero p.lead{font-size:18px;color:var(--slate);max-width:520px;margin-bottom:28px}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap}
.hero-card{background:#fff;border:1px solid var(--line);border-radius:20px;
  box-shadow:var(--shadow-lg);padding:28px}
.hero-card h3{margin-bottom:4px}
.range-row{display:flex;justify-content:space-between;font-size:13px;color:var(--muted);margin-top:6px}
.pill-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}
.pill{background:var(--teal-700);color:#fff;font-size:13px;padding:6px 12px;border-radius:999px;font-weight:600}
.pill.alt{background:var(--indigo-bg);color:var(--indigo)}

/* ---------- Cards / features ---------- */
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  box-shadow:var(--shadow);padding:24px}
.feature{padding:26px}
.feature .ico{width:48px;height:48px;border-radius:12px;display:grid;place-items:center;
  font-size:22px;background:var(--teal-700);color:#fff;margin-bottom:14px}
.feature h3{font-size:18px}
.steps{counter-reset:s}
.step{display:flex;gap:18px;align-items:flex-start;padding:18px 0;border-bottom:1px dashed var(--line)}
.step:last-child{border-bottom:none}
.step .num{counter-increment:s;flex:0 0 auto;width:40px;height:40px;border-radius:50%;
  background:var(--teal-700);color:#fff;display:grid;place-items:center;font-weight:700}
.step .num::before{content:counter(s)}

.section-head{text-align:center;max-width:640px;margin:0 auto 40px}
.section-head .eyebrow{color:var(--teal-700);font-weight:700;text-transform:uppercase;
  letter-spacing:1.5px;font-size:13px}
.section-head h2{font-size:32px;margin-top:8px}

/* ---------- Footer ---------- */
.footer{background:var(--ink);color:#cbd5e1;padding:48px 0 28px;margin-top:48px}
.footer a{color:#cbd5e1}
.footer a:hover{color:#fff}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:32px}
@media(max-width:760px){.footer-grid{grid-template-columns:1fr}}
.footer .brand{color:#fff}
.footer-bottom{border-top:1px solid #1e293b;margin-top:32px;padding-top:18px;
  font-size:13px;color:#64748b;display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px}

/* ---------- Auth pages ---------- */
.auth-page{min-height:100vh;display:grid;place-items:center;
  background:radial-gradient(900px 500px at 50% -10%,rgba(20,184,166,.18),transparent),var(--bg);padding:32px 16px}
.auth-card{width:100%;max-width:440px;background:#fff;border:1px solid var(--line);
  border-radius:18px;box-shadow:var(--shadow-lg);padding:34px}
.auth-brand{display:flex;align-items:center;gap:10px;font-weight:800;font-size:20px;margin-bottom:6px}
.auth-card h1{font-size:22px;margin:10px 0 4px}
.auth-sub{color:var(--muted);margin-bottom:22px}
.auth-foot{text-align:center;margin-top:18px;color:var(--muted)}

/* ---------- Forms ---------- */
.form label{display:block;font-weight:600;font-size:14px;margin-bottom:16px;color:var(--slate)}
.form input,.form select,.form textarea{
  width:100%;margin-top:6px;padding:12px 14px;border:1.5px solid var(--line);
  border-radius:10px;font-size:15px;font-family:inherit;background:#fff;color:var(--ink);
  transition:.15s}
.form input:focus,.form select:focus,.form textarea:focus{
  outline:none;border-color:var(--teal-600);box-shadow:0 0 0 3px rgba(13,148,136,.15)}
.form textarea{min-height:90px;resize:vertical}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media(max-width:560px){.form .row{grid-template-columns:1fr}}
.field-hint{font-weight:400;font-size:12.5px;color:var(--soft);display:block;margin-top:4px}
.input-group{display:flex;align-items:stretch}
.input-group .prefix{background:var(--bg-soft);border:1.5px solid var(--line);border-right:none;
  border-radius:10px 0 0 10px;padding:12px 14px;color:var(--muted);font-weight:600;margin-top:6px}
.input-group input{border-radius:0 10px 10px 0}

/* segmented choice (work type) */
.choice{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:6px}
.choice input{display:none}
.choice label{margin:0;border:1.5px solid var(--line);border-radius:12px;padding:14px;
  text-align:center;cursor:pointer;font-weight:600;color:var(--slate);transition:.15s}
.choice input:checked + label{border-color:var(--teal-600);background:rgba(13,148,136,.08);color:var(--teal-900)}

/* file upload boxes */
.uploads{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
@media(max-width:640px){.uploads{grid-template-columns:1fr}}
.upload-box{border:2px dashed var(--line);border-radius:14px;padding:18px;text-align:center;
  cursor:pointer;transition:.15s;background:var(--bg-soft);position:relative;min-height:170px;
  display:flex;flex-direction:column;align-items:center;justify-content:center;gap:8px}
.upload-box:hover{border-color:var(--teal-600);background:#fff}
.upload-box.filled{border-style:solid;border-color:var(--teal-600)}
.upload-box .ico{font-size:30px}
.upload-box small{color:var(--muted)}
.upload-box input{position:absolute;inset:0;opacity:0;cursor:pointer}
.upload-box img.preview{max-height:120px;border-radius:8px;object-fit:cover}

/* ---------- Alerts ---------- */
.alert{padding:14px 16px;border-radius:12px;margin-bottom:18px;font-size:14.5px;border:1px solid}
.alert-success{background:var(--green-bg);border-color:#bbf7d0;color:#166534}
.alert-error{background:var(--red-bg);border-color:#fecaca;color:#991b1b}
.alert-info{background:var(--blue-bg);border-color:#bfdbfe;color:#1e40af}
.alert-warning{background:var(--amber-bg);border-color:#fde68a;color:#92400e}

/* ---------- Badges ---------- */
.badge{display:inline-flex;align-items:center;gap:6px;font-size:12.5px;font-weight:700;
  padding:5px 11px;border-radius:999px;line-height:1}
.badge-success{background:var(--green-bg);color:#166534}
.badge-warning{background:var(--amber-bg);color:#92400e}
.badge-info{background:var(--blue-bg);color:#1e40af}
.badge-primary{background:var(--indigo-bg);color:#3730a3}
.badge-danger{background:var(--red-bg);color:#991b1b}
.badge-muted{background:#e2e8f0;color:#475569}

/* ---------- App shell (dashboard) ---------- */
.app{display:grid;grid-template-columns:248px 1fr;min-height:100vh}
.sidebar{background:var(--ink);color:#cbd5e1;padding:22px 16px;position:sticky;top:0;height:100vh;overflow:auto}
.sidebar .brand{color:#fff;margin-bottom:26px;padding:0 8px}
.side-link{display:flex;align-items:center;gap:12px;padding:11px 14px;border-radius:10px;
  color:#cbd5e1;font-weight:500;margin-bottom:4px;transition:.15s}
.side-link:hover{background:#1e293b;color:#fff;text-decoration:none}
.side-link.active{background:var(--teal-700);color:#fff}
.side-link .ico{width:20px;text-align:center}
.side-badge{margin-left:auto;background:var(--red);color:#fff;font-size:11px;font-weight:700;
  padding:2px 8px;border-radius:999px}
.side-sep{border-top:1px solid #1e293b;margin:16px 8px}
.main{padding:0;background:var(--bg)}
.topbar{background:#fff;border-bottom:1px solid var(--line);padding:16px 28px;
  display:flex;align-items:center;justify-content:space-between;position:sticky;top:0;z-index:20}
.topbar h1{font-size:20px;margin:0}
.topbar .user{display:flex;align-items:center;gap:12px}
.avatar{width:38px;height:38px;border-radius:50%;background:var(--teal-700);color:#fff;
  display:grid;place-items:center;font-weight:700}
.content{padding:28px}
@media(max-width:880px){
  .app{grid-template-columns:1fr}
  .sidebar{position:fixed;left:-260px;width:248px;z-index:100;transition:.25s}
  .sidebar.open{left:0}
  .topbar{position:sticky}
  .menu-btn{display:inline-flex!important}
}
.menu-btn{display:none;background:none;border:none;font-size:22px;cursor:pointer}
.backdrop{display:none;position:fixed;inset:0;background:rgba(15,23,42,.5);z-index:90}
.backdrop.show{display:block}

/* stat cards */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-bottom:26px}
@media(max-width:980px){.stats{grid-template-columns:repeat(2,1fr)}}
@media(max-width:520px){.stats{grid-template-columns:1fr}}
.stat{background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px;box-shadow:var(--shadow)}
.stat .label{color:var(--muted);font-size:13px;font-weight:600;text-transform:uppercase;letter-spacing:.5px}
.stat .value{font-size:28px;font-weight:800;margin-top:6px}
.stat .ico{float:right;width:42px;height:42px;border-radius:12px;display:grid;place-items:center;font-size:20px}
.ico-teal{background:var(--teal-700)1a;color:var(--teal-700);background:rgba(13,148,136,.12)}
.ico-amber{background:var(--amber-bg);color:var(--amber)}
.ico-green{background:var(--green-bg);color:var(--green)}
.ico-blue{background:var(--blue-bg);color:var(--blue)}

/* ---------- Table ---------- */
.table-wrap{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;box-shadow:var(--shadow)}
table.tbl{width:100%;border-collapse:collapse}
table.tbl th{background:var(--bg-soft);text-align:left;font-size:12.5px;text-transform:uppercase;
  letter-spacing:.5px;color:var(--muted);padding:14px 16px;border-bottom:1px solid var(--line)}
table.tbl td{padding:14px 16px;border-bottom:1px solid var(--line);font-size:14.5px;vertical-align:middle}
table.tbl tr:last-child td{border-bottom:none}
table.tbl tr:hover td{background:var(--bg-soft)}
.table-scroll{overflow-x:auto}

/* ---------- Page header ---------- */
.page-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:22px;gap:16px;flex-wrap:wrap}
.page-head h2{font-size:24px;margin:0}
.page-head p{color:var(--muted);margin:4px 0 0}

/* ---------- Loan detail / payment ---------- */
.detail-grid{display:grid;grid-template-columns:1.4fr .9fr;gap:24px}
@media(max-width:860px){.detail-grid{grid-template-columns:1fr}}
.kv{display:flex;justify-content:space-between;padding:12px 0;border-bottom:1px solid var(--line)}
.kv:last-child{border-bottom:none}
.kv .k{color:var(--muted)}
.kv .v{font-weight:600}
.doc-thumbs{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:10px}
.doc-thumbs a{display:block;border:1px solid var(--line);border-radius:10px;overflow:hidden}
.doc-thumbs img{display:block;width:100%;height:110px;object-fit:cover}
.doc-thumbs span{display:block;font-size:12px;color:var(--muted);text-align:center;padding:6px}

/* timeline */
.timeline{margin-top:8px}
.tl{display:flex;gap:14px;padding-bottom:18px;position:relative}
.tl:before{content:"";position:absolute;left:13px;top:26px;bottom:-4px;width:2px;background:var(--line)}
.tl:last-child:before{display:none}
.tl .dot{flex:0 0 auto;width:28px;height:28px;border-radius:50%;display:grid;place-items:center;
  font-size:13px;background:#e2e8f0;color:#64748b;z-index:1}
.tl.done .dot{background:var(--green);color:#fff}
.tl.active .dot{background:var(--teal-700);color:#fff}
.tl .tl-body strong{display:block}
.tl .tl-body small{color:var(--muted)}

/* fee box */
.fee-box{background:linear-gradient(135deg,var(--teal-900),var(--teal-700));color:#fff;
  border-radius:16px;padding:24px;text-align:center}
.fee-box .amt{font-size:38px;font-weight:800;margin:6px 0}
.fee-box small{opacity:.85}

/* ---------- Modal ---------- */
.modal-back{position:fixed;inset:0;background:rgba(15,23,42,.55);display:none;
  place-items:center;z-index:200;padding:20px}
.modal-back.show{display:grid}
.modal{background:#fff;border-radius:18px;max-width:460px;width:100%;padding:28px;box-shadow:var(--shadow-lg)}
.modal h3{font-size:20px}

/* spinner */
.spinner{width:42px;height:42px;border:4px solid var(--line);border-top-color:var(--teal-700);
  border-radius:50%;animation:spin 1s linear infinite;margin:14px auto}
@keyframes spin{to{transform:rotate(360deg)}}

/* misc */
.flex{display:flex}.between{justify-content:space-between}.items-center{align-items:center}
.gap{gap:12px}.mt{margin-top:16px}.mb{margin-bottom:16px}.wrap{flex-wrap:wrap}
.empty{text-align:center;padding:54px 20px;color:var(--muted)}
.empty .ico{font-size:46px;margin-bottom:10px}
.text-green{color:var(--green)}.text-red{color:var(--red)}.text-amber{color:var(--amber)}
.divider{height:1px;background:var(--line);margin:20px 0}
.amount-display{font-size:30px;font-weight:800;color:var(--teal-900)}