Borrow from KES 500 up to KES 50,000, straight to your M-Pesa. Simple application, transparent fees, available in all 47 counties of Kenya.
Pick how much you need
Apply in minutes and get approved instantly after a small processing fee. No bank queues, no waiting.
Your ID documents and selfie are encrypted and used only to verify your identity. Payments via M-Pesa.
Whether you're in Nairobi, Mombasa, Turkana or Mandera — FairLend works wherever M-Pesa works.
Sign up with your details, pick an amount, and upload your ID (front & back) plus a selfie.
A one-time KES 100 fee via M-Pesa instantly approves your loan.
Once approved, tap withdraw and clear the KES 150 withdrawal fee.
Our team sends the full loan amount straight to your M-Pesa. Done!