From application to cash in your M-Pesa — here's exactly what happens.
Register with your full name, phone, email, ID number, employment type (casual or business) and your county of residence.
From your dashboard, tap Apply New Loan, choose any amount between KES 500 and KES 50,000, and upload your ID front, ID back and a clear selfie.
Your loan starts as Pending. Pay a one-time KES 100 fee via M-Pesa STK push and your loan is instantly Approved.
Tap Withdraw on your approved loan and clear the KES 150 withdrawal fee. This confirms your payout request.
Our finance team is notified instantly and sends the full loan amount directly to your M-Pesa number. You'll see the status change to Disbursed.